Knowledge is power.
Closing can be confusing. Let us help make it simple for you – here’s a quick rundown of what you pay and what they pay in a closing.
BUYER'S COSTS:
- Real Estate Commission
- Seller’s unpaid Mortgage (if any)
- Seller’s unpaid Judgment Liens (if any)
- Seller’s unpaid Municipal Liens (if any)
- Seller’s HOA/Condo Ass’n Liens (if any)
- Seller’s unpaid HOA/Condo dues (if any)
- Seller’s unpaid property taxes (if any)
- Seller’s unpaid utilities (if any)
- HOA/Condo Estoppel Fee to the Ass’n (if any)
- Documentary stamp tax + Surtax on the Deed (this is not a recording fee)*
- Title search (if SELLER’S Box is Checked or the Miami-Dade/Broward Regional Provision is Checked per Article 9)
- Municipal Lien search (if SELLER’S Box is Checked or the Miami-Dade/Broward Regional Provision is Checked per Article 9)
- Owner’s Title Policy (if SELLER’s Box is Checked per Article 9)
- Seller concessions e.g. paying for all or a portion of the title insurance, costs of appraisal, property repairs, home warranty, decorating allowance, moving allowance.
- Seller’s Settlement Fee
SELLER'S COSTS:
- Survey (if required by Lender)
- Elevation Certificate (if required by Lender)
- Appraisal Fees (if required by Lender)
- Loan Fees (if required by Lender)
- HOA/Condo Application fees to the Ass’n (if any)
- HOA/Condo Transfer Fees to the Ass’n (if any)
- Buyer’s Property Inspections (if any)
- Intangible Tax on Buyer’s new Mortgage
- Documentary stamp tax on Buyer’s new Mortgage (this is not a recording fee)
- Documentary stamp tax on Buyer’s new Promissory note (this is not a recording fee)
- Title search (if BUYER’S Box is Checked per Article 9)
- Municipal Lien search (if BUYER’S Box is Checked per Article 9)
- Owner’s Title Policy (if BUYER’S Box is Checked or if the Miami-Dade/Broward Regional Provision is Checked per Article 9)
- Lender’s Title Policy
- Buyer’s Settlement Fee
What makes us better?
Real Rebate®
Artesian Title doesn't have to share profits with referral services, so we pass savings to our clients with up to a 20% rebate from their closing costs. Cool huh?
Trusted. Experienced. Reliable.
We’ve helped over 30,000 Families Buy and Sell Homes, alongside our trusted partners.
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Local and proud. With an office close to you.
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Local and proud, we serve ALL of Florida’s 68 Counties with multiple locations throughout Florida.
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