Knowledge is power.

Closing can be confusing. Let us help make it simple for you – here’s a quick rundown of what you pay and what they pay in a closing.

BUYER'S COSTS:

Real Estate Commission
Seller’s unpaid Mortgage (if any)
Seller’s unpaid Judgment Liens (if any)
Seller’s unpaid Municipal Liens (if any)
Seller’s HOA/Condo Ass’n Liens (if any)
Seller’s unpaid HOA/Condo dues (if any)
Seller’s unpaid property taxes (if any)
Seller’s unpaid utilities (if any)
HOA/Condo Estoppel Fee to the Ass’n (if any)
Documentary stamp tax + Surtax on the Deed (this is not a recording fee)*
Title search (if SELLER’S Box is Checked or the Miami-Dade/Broward Regional Provision is Checked per Article 9)
Municipal Lien search (if SELLER’S Box is Checked or the Miami-Dade/Broward Regional Provision is Checked per Article 9)
Owner’s Title Policy (if SELLER’s Box is Checked per Article 9)
Seller concessions e.g. paying for all or a portion of the title insurance, costs of appraisal, property repairs, home warranty, decorating allowance, moving allowance.
Seller’s Settlement Fee

SELLER'S COSTS:

Survey (if required by Lender)
Elevation Certificate (if required by Lender)
Appraisal Fees (if required by Lender)
Loan Fees (if required by Lender)
HOA/Condo Application fees to the Ass’n (if any)
HOA/Condo Transfer Fees to the Ass’n (if any)
Buyer’s Property Inspections (if any)
Intangible Tax on Buyer’s new Mortgage
Documentary stamp tax on Buyer’s new Mortgage (this is not a recording fee)
Documentary stamp tax on Buyer’s new Promissory note (this is not a recording fee)
Title search (if BUYER’S Box is Checked per Article 9)
Municipal Lien search (if BUYER’S Box is Checked per Article 9)
Owner’s Title Policy (if BUYER’S Box is Checked or if the Miami-Dade/Broward Regional Provision is Checked per Article 9)
Lender’s Title Policy
Buyer’s Settlement Fee

What makes us better?

Real Rebate®

Artesian Title doesn't have to share profits with referral services, so we pass savings to our clients with up to a 20% rebate from their closing costs. Cool huh?

Can I get a Rebate?

Trusted. Experienced. Reliable.

We’ve helped over 30,000 Families Buy and Sell Homes, alongside our trusted partners.

Local and proud. With an office close to you.

Local and proud, we serve ALL of Florida’s 68 Counties with multiple locations throughout Florida.

ORLANDO

TAMPA

MIAMI

FT. LAUDERDALE

BOCA RATON

NAPLES

Who Pays for What?